Saturday, March 31, 2012

Smart windows keep heat out – but let light in

Charlotte LoBuono, contributor

2825699407_517715f8be_b.jpg(Image: Roy Kaltschmidt/Lawrence Berkeley Nat'l Lab)

Sweltering at your desk as the sun beats down? Don't worry, smart windows that change how much heat they let in will soon be able to keep you nice and cool.

"We have are developing a coating that comprises a thin layer of nanocrystals that transmit visible light and can reject near infrared light," Delia Milliron, deputy director of the Molecular Foundry at Berkeley Lab, told New Scientist.

The near-infrared transmittance of the nanocrystals can be tuned by applying a few volts of an electric charge. On a cold day, both visible and the near-infrared light would be allowed through to let the heat in; on a hot day, however, a few volts of electricity are applied so that the windows still transmit visible light, but block light in the near-infrared spectrum, keeping the sun's heat out.

Milliron and her team have synthesised indium tin oxide in nanocrystal form. The crystals are dispersible in liquids and solvents and can be used to coat glass. The tin brings with it an additional electronic charge, and it is those electrons that are actually responsible for the infrared light absorption; when a voltage is applied, the concentration of electrons in the nanocrystals is changed, thereby changing the amount of infrared light absorbed.

Being able to dynamically change the infrared absorption in this way is completely new, says Milliron, who presented the idea at an MIT Energy Showcase on March 16th.

But smart windows are not just about keeping your average office worker nice and comfy. Such technology could reduce the energy and economic impact of windows, which for building owners in the U.S. is about $40 billion per year, Stephen Selkowitz, head of building technologies at Lawrence Berkeley National Laboratory, told National Public Radio last November.

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Home Staging Expert Christine Rae Publishes New Article With Tips ...

Christine Rae, President of CSP International Business Training Academy, a Home Staging Training company, offers four steps to help home stagers maximize their referrals.

Orlando, FL ? March 30, 2012 ? Christine Rae, President of CSP International Business Training Academy, a Home Staging Training and Real Estate Strategy company, recently published an article on her website (http://www.stagingtraining.com) focusing on referral generation. The article, titled ?Spread the Word: How to Maximize Referrals,? offers four tangible steps for home stagers.

Christine writes, ?In all my years in this business, I have discovered the majority of stagers don?t do as much as they could to generate referrals.?

Certified Staging Professionals trains home stagers through a comprehensive course of study that includes 3 days in a classroom, 4 weeks of home study and 6 weeks of hands-on market coaching. CSP is also a resource for Realtors and home sellers to find and hire graduates of this highly accredited staging education program, for assisting them in successfully closing their real estate sale.

The entire article can be found at http://www.stagingtraining.com/articles/spread-the-word-how-to-maximize-referrals.php

To learn more about Christine Rae and Certified Staging Professionals, please visit http://www.stagingtraining.com.

About CSP International? Business Training Academy:?

CSP began as the brainchild of its founder and president, Christine Rae. A long-time corporate executive, Christine began with the CSP program and a goal of bringing her penchant for high standards and business ethics, together with her knowledge of design and the real estate industry to an industry without a map. Her own extensive training from across North America includes ?New York City, California, Texas and the Carolinas as well as the United Kingdom.? From her research Christine knew there was a need for a distinctly different approach to staging and staging training. Growing from one course to a complete school with several physical locations and a group of well trained instructors, the CSP program is the leading global source for finding highly trained stagers and is the primary destination for anyone wanting to become a stager, it is the company more real estate agents turn to, on behalf of their clients. CSP International is a Certified Women?s Business Enterprise having expanded to the United States in 2006 and Australia in 2009.? The program has been translated into Mandarin; Global license opportunities currently under review include China, Germany and France.

About the CSP? designation:?

The CSP? designation is recognized by real estate professionals, builders, home stagers, decorators and home sellers for its brand reputation of excellence. The designation identifies home staging consultants who have achieved certification in the staging industry which included quality hands-on training with vigorous testing, apprenticeship, business process and ethics.

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Mixed Martial Arts Celebrity Recruited for Ancient Roman Army

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Hold the Solar System in your hands with Brian Cox?s Wonders of the Universe for iPad

Brian Cox's Wonders of the Universe is a gorgeous educational and reference app that takes you on a tour of the universe with Professor Brian Cox -- a particle physicist, Royal Society research fellow, and professor at the University of Manchester. You may also know him as the science broadcaster and presenter of the highly popular BBC2 series Wonders of the Solar System.


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Real Estate and Property Investing:MI Inventory Homes List | Real ...

Article Summary:

Real Estate and Property Investing Strategies that work in today?s market using transactional funding, private money and proof of funds letter to profit with short sales and bank owned properties.Good Morning! Today seemed like a good day to start with an inventory listing of property from MI Homes. These properties are usually built but a home builder to show a new customer what they can request in their new?


Article Content:
Good Morning!

Today seemed like a good day to start with an inventory listing of property from MI Homes. These properties are usually built but a home builder to show a new customer what they can request in their new house. MI Homes does build a good property so I thought I?d send this out so everyone can take a look.

If you?re an investor and looking for something safe, MI also has model homes for sale that you can then rent back to the company while they finish selling out their properties.

MI Inventory Homes

They have a few other deals going as well, so give me a call or email to see what their specials are.

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RI back pain chiropractic specialist - Lying DC`s Health Blog

RI back pain chiropracter Dr. Jeff Reed got me back on my feet and back into life. I am happy to say that I am finished forever with injections, pain medications, and t alk of surgery. Do the research yourself, discover for yourself that chiropractic medicine is the way to go, and best backed by research findings. I have several family members who have also lived with lower back pain for so long? that they don?t seem to know anything different. Little by little, they are coming around to the idea of trusting their back problems to a chiropractor, especially as they see what a difference it is making in my life.

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Friday, March 30, 2012

SEO, Social Media, Email Marketing and the Evolution of PR ...

The art of the press release was once a simple business. Your PR team would write an engaging release, distribute it to a hopefully receptive audience and then send you the clippings along with a breakdown of the perceived value of the news generated (usually calculated by comparing the column inches of the coverage won with the individual publication?s advertising rate card and then multiplying by a (movable) factor of X).

But then the Internet came along and disrupted everything.

Blogging, social media and user generated content has torn up the old media PR rulebook. How do you put a value on a mention on a social network, website forum or personal blog where there is often no rate card to refer to?

While this may have sent old school PR firms reeling, technologies offered by companies such as Vocus.com (who also operate the iContact, PR Web and HARO online services) have empowered agencies and clients alike to (probably for the first time) truly understand the value of their PR efforts. Understanding real business metrics such as ROI, reach, customer sentiment and your influence across the competitive landscape will not only help you guide your investment in PR but will also help you turn it from a ?nice to have? activity to a powerful, legitimate driver of business.

5 Reasons Why PR Has Moved Beyond Clippings

  1. SEO: A well written release, distributed via a wide range of quality news sites will generate a significant number of links back to your site. The major search engines, including Google, factor both the number and quality of links referring to a site in their algorithm when building Search Engine Results Pages (SERPS). This means that an article doesn?t even have to be read to have a positive impact.
  2. News Alerts: Press Releases from services like PR Web are included alongside more traditional news outlets on online news services like Google News. This means not only will your Press Release stand a great chance of being found by keyword news searches but also be sent to potential clients? email inboxes via online news alert services.
  3. Landing Page Experience: While organic search can at times be an inexact science (governed by the ever changing rules of the search engines) and putting your landing page experience at the mercy of Google, etc., a Press Release can steer readers to a bespoke landing page experience which can maximise opportunities for conversion including direct sales, email marketing subscription and social media engagement.
  4. Social Media Fuel: A socially enabled press release has the potential to be distributed widely via an army of social media fans and followers. Add this to the number of tweets and Facebook likes, etc. your news receives via the wide range of news and content-led sites that distribute your press release and your reach will be dramatically increased.
  5. Metrics: Technology has removed the guesswork out of calculating the true value of your PR campaigns. This enables you to make strategic decisions about the direction of your PR activity and test, monitor and improve quickly and easily.

Learn how technology can help your PR strategy evolve by requesting a demo of the Vocus Public Relations suite.

Source: http://www.business2community.com/public-relations/seo-social-media-email-marketing-and-the-evolution-of-pr-0155386

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Internet Marketing E-commerce Insight ? A Effective Way of Selling ...

The internet has revolutionized

the whole business world. It has efficiently transformed all the conventional methods of business practices like selling, buying and prompting products. With the Internet, you can reach the far away customers with extreme ease. It was year 1994 when the first ever banner on the Internet which launched on a website. There has been no look back since then. E-commerce is playing a huge role in today?s business. From marketing or promoting a product to selling any product, the Internet has eased it all, making business simpler, larger and more profitable.

Internet is very much capable of reaching all the parts of the planet. This gives any business a bigger and better exposure. Now you need not recruit salesmen to promote your product at every door. Enables you to e-commerce directly promote, buy and sell different products and services by the virtue of few clicks. Internet has completely changed the market and its activities. You can use the Internet as an amazing medium to market, promote and sell your products. Customers can easily buy the product they want. One can buy tickets to movie or can make a hotel or flight reservation from his computer. And all the banks are providing the online banking service Which Enables Them to pay and receive payments on the Internet. Past two years have been incredible growth of the of e-commerce. People of cyber age prefer instant information about different services and products. And internet enabled business organizations and merchants to Fulfill The needs of their customers regardless the time and place. E-commerce is not only the latest business marketing technique but is also the most efficient. And with the increasing rate of Internet literacy, the potential of the Internet a virtual marketplace is unbelievable. People are finding it more convenient and so are the merchants. . This is the reason that companies are investing good amount of money on their e-commerce strategies

According to a recent study, the biggest product categories in e-commerce today include:

Books
Music
Hardware and software computer products
Home Electronics
Financial Services
Entertainment
Clothes, shoes and accessories Body
Information
Gifts and flowers
Travel package services
Toys
Tickets
As every coin has two sides, e-commerce too has got its own demerits. People are hesitant to share their quiet personal and confidential information like name, bank name, bank account number, insurance policy number and many more. And the increasing rate of cyber crime is quite evident to this fact. And one Realizes the security of their financial source is more important that their convenient levels. It is obvious that no one want to lose his hard earned money because of his negligence. So, it is advisable to all the online buyers to seal their deals with trusted online marketplaces.

But if all the market activities like buying, selling and paying are done within the frame of rules, one can not overlook the potential of e- commerce taking over traditional markets. Single and only reason behind is the fact that the benefits of e-commerce empower its demerits.

We will surely witness the day when all the business activities of each and every merchant or company will be conducted on the Internet. E-commerce is not only the latest buzz but it?s the definite and bright future. Coming times will take us to the world with quicker and smoother business

E-Commerce trivia.

Five Biggest Online E-commerce sites of 2008
eBay.com
Yahoo.com
Amazon.com
Google.com
Buy.com
? id=?article-resource?> For more tips and information about selling products online, visit http://www.partnerwelcome.com . Many people are now looking to sell products online as a way to change their life. Discover a proven system to do that. Better hurry
, and go here to get your hands Right Now on it: http://commissionmates.com .

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Related Articles commerce

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Thursday, March 29, 2012

Canada to pull the penny from circulation

(Image credit: Canadian Royal Mint)The Canadian government announced on Thursday that it plans to pull the penny from circulation at the end of 2012, saying the copper-coated currency is more expensive for the Royal Canadian Mint to produce than its actual currency value.

"Pennies take up too much space on our dressers at home. They take up far too much time for small businesses trying to grow and create jobs," said Finance Minister Jim Flaherty. He also said it costs 1.5 cents to produce each penny.

"We will, therefore, stop making them," he said.

Nonetheless, the news has been causing quite a stir across Twitter today.

The U.S. faces a similar dilemma, where it costs nearly two cents to produce a single penny. U.S. pennies are in fact composed primarily of zinc, and have a thin copper coating. The Wall Street Journal wrote that the Obama Administration has proposed using less expensive materials in the production of pennies and nickels, but public misinformation on the perceived value of coins would likely stir up controversy.

It could also be disastrous news for at least one Portland, Oregon, nightclub.

During the 2008 presidential campaign, Obama discussed phasing out the penny, saying, "We have been trying to eliminate the penny for quite some time?it always comes back. I need to find out who is lobbying to keep the penny." However, Obama said that fellow presidential Illinois native Abraham Lincoln shouldn't be phased out from our currency. "Oh, you think it's Illinois? You're blaming us?" he joked. "I will seriously consider eliminating the penny as long as we find another place for Lincoln to land." Lincoln, of course, already graces the front of the $5 bill.

The Canadian penny will still be accepted indefinitely as a form of currency, but the government says it will eventually require cash transactions to be rounded to the nearest five-cent increment. Customers are already forbidden from using more than 25 pennies in a single purchase.

"The penny has simply outlived its purpose," said Senator Irving Gerstein. "It is a piece of currency, quite frankly, that lacks currency."

The Associated Press notes that some countries have already eliminated pennies or their monetary equivalent from circulation, including Finland, Sweden, Norway, Denmark, Israel, the Netherlands, Australia, New Zealand, France, Spain, South Africa, Switzerland and Brazil.

More popular Yahoo! News stories:

? Mega Millions jackpot: What people on Twitter say they'd do with $500 million

? Man sings 'Bohemian Rhapsody' in police car after being arrested for public intoxication

? An eagle, a fox and two cats hang out peacefully on Alaska woman's porch (Video)

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Source: http://news.yahoo.com/blogs/sideshow/canada-says-going-pull-penny-circulation-221558392.html

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Kalani Lautele/ Class Five: Self-Improvement Training @ Straight-A ...

by Kalani Lautele

126. When you assess your environment, what opportunities for self-improvement can you create or seize?

When I arrived at Beaumont prison camp, one of the first things I did was look for a library to study at.? After doing so, I asked a few guys if anyone reads the Wall Street Journal, IBD?s, or The Economist.? I wanted to be in line to receiving those literatures.? When I found the person who subscribed to the Wall Street Journal, I discovered he teaches the financial investing ACE, adult continuing education, class and had a successful firm in society.? I saw this as another opportunity to learn more about my interests for the financial markets.

127. What is your interpretation on the value of self-imposed structure of free time?

Those who imposed structure of their free time has a sense of direction which they want to lead and be successful upon release.

128. What relationship do your daily activities have to the vision you have for your life upon release?

I try to stay current with the financial markets by watching CNBC or reading the Wall Street Journal everyday.? When I used to get the IBD paper, I would practice technical analysis on the futures daily charts.? By staying current with the market and paper trading the futures, I?m building my intuition for the financial markets.? This will benefit my business, real estate, and trading goals.

129. Imagine that you were to replicate your activities or use of time yesterday every day or your sentence. If you did, what level of preparation would have to triumph over the obstacles that await you upon your return to society?

My level of preparation would be the same as it is now.? There is only so much a person can do and absorb in a day.? I believe every person has a comfort pace to learning.? I always up my level of study when I feel I?m ready to and won?t burn myself out by overloading information.? A person can only get better at what he does with repetitions.

130. What activities within the prison environment can you pursue that will enhance your strengths?

Having a job is mandatory in prison.? So I always try to get a job that is less time consuming.? It will free up my day so I can study and read.? My dedication in preparing for release is probably my best strength.

131. What activities within the prison environment would you categorize as a weakness?

I would say any type of entertainment or non-beneficial activities an inmate can?t take with him after prison to be weaknesses in prison.

132. What activities within the prison environment would you perceive as offering opportunities?

Interacting with other inmates offered a lot of opportunities.? I was fortunate to learn a lot from fellow inmates.

133. What activities within the prison environment do you perceive as threatening your prospects for success upon release?

Having to work a job that will require most of the day can threaten prospects for success upon release.? Especially if that job requires pulling weed, cutting grass, or any labor requiring no skill can be a big threat to preparing for society.? It takes time away from studying and preparing for a successful life after prison.

134. To what extent do the activities you pursue inside the prison environment contribute to your strengths and opportunities?

The more free time I have in prison, the more I can study and prepare for a better life with my family and society.? Having as much free time as possible allows me to create one on one opportunities with successful businessmen whom I can learn a lot from.

135. What steps do you deliberately take to minimize your exposure to weaknesses and threats?

One of the first things I do is find a job that doesn?t require much time in a day.? I then look for a study area.? The library is usually the best place.? I avoid claiming of seats or spots to sit so there?s less conflicts between me and other inmates.? Another thing I do to avoid confrontations is wash my laundry at 5:00 am, the time I start my day.? No one is washing laundry at this time.

136. Using the SWOT-assessment technique, how would you assess your decision-making process prior to imprisonment?

137. In what ways can the SWAT-assessment technique guide your decisions as you prepare for success upon release?

138. What types of activities in prison fall into quadrant one: low-risk/high-reward?

139. What types of activities in prison fall into quadrant two: high-risk/high-risk?

140. What types of activities in prison fall into quadrant three: low-risk/low-reward?

141. What types of activities in prison fall into quadrant four: high-risk/low-reward?

142. To what extent do your consider risk-reward analysis when assessing activities, interactions, or time allocation in prison?

143 What type of self-improvement programs would enhance an individual?s prospects for success upon release?

144. What thoughts have you given to the type of employment you want to pursue upon release?

145. Define the qualifications necessary for the type of job you want to pursue?

146. How do your self-improvement programs prepare you for the type of job you want to pursue?

147. What types of self-improvement programs can you pursue independently that will enhance your prospects as a candidate for employment upon release?

148. In what ways do academic credentials influence an individual?s candidacy for employment?

149. How do prospective employers gauge the value of academic credentials?

150. What types of self-improvement steps trump academic credentials?

?

Source: http://straight-a-guide.com/kalani-lautele-class-five-self-improvement-training/

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Wednesday, March 28, 2012

Building momentum? Not just yet ? Commercial construction lags ...

Article date: Mar 28 2012

Phil Castle, The Business Times

Christine Sartoris sees signs of a slowly recovering economy in generally improving conditions in Colorado, rising sales tax collections in the Grand Valley and even growing interest in membership in the regional trade group she oversees.

Signs of recovery are far less evident, however, for the commercial construction industry in the area, says Sartoris, president and chief executive officer of the Western Colorado Chapter of Associated Builders and Contractors. ?The commercial construction industry hasn?t felt it yet. We?re going to lag behind and we?re slow to catch up.?

It?s an assessment others in the industry share.

?It?s still pretty flat,? says Clark Atkinson, executive vice president of Shaw Construction.

Dan Roberts, chief financial officer of Mays Concrete, puts it this way: ?We?re still in the hunker down and make it work mode.?

With few large construction projects planned and margins on existing projects razor thin, commercial construction contractors face challenging times. While there?s been a modest increase in demand for construction workers, the unemployment rate in the sector remains as much as double that of overall joblessness in Mesa County. Energy development bolsters construction, but exploration and production activity in the region has flagged with low natural gas prices and a shift in resources to oil-rich formations in other areas of the state and country.

Some construction firms have adapted by expanding their areas of operations or scope of services. But it could another 18 to 24 months before the sector substantially recovers in Western Colorado.

Still, hopes persist the sector ultimately will recover. In fact, Atkinson believes there could be a shortage of skilled construction workers in the region once growth resumes.

For now, though, difficult conditions persist, says Sartoris. ?It?s still pretty rough out there.?

Stiff competition for contracts has kept bids low and margins at or near the break-even point. ?It?s difficult to make a buck right now,? says Roberts.

Atkinson says prices for some construction work have declined to levels of 15 years ago ?? great for customers, but less so for contractors.

Dale Beede, broker and partner at Coldwell Commercial Prime Properties in Grand Junction, says most of the major commercial construction projects under way in the Grand Valley have been completed or soon will be. An American Furniture Warehouse opened late last year. A new press box and other renovations at Suplizio Field soon will be completed, Beede says.

Work continues on a municipal public safety building as well as a Sunflower Farmers Market grocery store. An existing building at Mesa Mall also will be renovated for a new Buffalo Wild Wings location scheduled to soon open, Beede says.

Colorado Mesa University long has been an exception to the rule of declining construction activity in contracting for hundreds of millions of dollars worth of work at its expanding campus in Grand Junction. Atkinson calls the university a ?shining star.? A new residence hall is scheduled to open this fall and offer 180 additional beds to students. CMU trustees have approved the construction of yet another residence hall to keep pace with growing demand for student housing.

No other major construction projects are in the pipeline, though, Beede says.

While commercial vacancy rates remain low, many existing buildings are underutilized, Beede says. Moreover, many businesses are more interested in survival than expansion. Those businesses that are faring better are shedding debt to gain more competitive positions, he adds.

?Roberts says he doesn?t foresee any substantial increase in commercial construction activity in Grand Valley this year or next.

With a lack of activity locally, some companies are looking elsewhere for work.

Roberts says Mays Construction has expanded its operation to a four-state area that includes not only Colorado, but also Arizona, Montana and New Mexico.

Atkinson says construction activity actually has been brisk in the Denver metropolitan area. ?Denver is just going gangbusters.? Demand also has rebounded for high-end luxury homes in mountain resorts, he says. In addition to Grand Junction, Shaw Construction operates offices in Denver and Jackson Hole, Wyo.

Since the commercial construction sector typically lags behind economic recovery, Sartoris says it could be another 18 to 24 months before the industry realizes substantial improvement ? or the increased payrolls that go with it.

Suzie Miller, business services manager at the Mesa County Workforce Center in Grand Junction, says there?s been a modest increase in demand for workers in the construction sector over the last two months. Still, most of the openings have been for low-paying positions rather than skilled positions that offer higher wages.

Job orders for more than 630 openings in the construction sector were posted at the center between March 1, 2011 and March 1, 2012, Miller says. But at the same time, more than 3,600 applicants registered at the center are interested in those jobs ? a labor pool only slightly less deep than that for applicants interested in office and administrative positions.

Sartoris estimates the unemployment rate in the construction sector at about double overall joblessness in Mesa County, which spiked at 9.6 percent in January, the latest month for which numbers are available.

Energy exploration and development has direct and indirect effects on commercial construction and in the past has bolstered construction. While energy activity has rebounded from a severe downturn, it?s flagged as natural gas prices have remained low and? high oil prices have drawn attention to oil-rich formations.

Those in the construction industry say a broader economic recovery with sustained job growth ultimately is needed to promote commercial construction in Western Colorado. Easier access to financing to fund construction also would help, as would government policies that create a more stable business environment.

Sartoris, for one, remains optimistic a recovery is coming. ?It?s just going to be a matter of time.?

Source: http://thebusinesstimes.com/building-momentum-not-just-yet-commercial-construction-lags-recovery/

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NASA launches suborbital rockets after several weather delays

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Source: http://news.yahoo.com/nasa-launches-suborbital-rockets-several-weather-delays-122823044.html

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Sunday, March 25, 2012

Mouse Neuron

Image: Tina Carvalho/Getty Images

A mouse?s nerve cell has broken open to showcase vibrantly colored sacs, which house its neuro transmitters, the chemical messengers neurons use to communicate with one another and with other cells.


Source: http://rss.sciam.com/click.phdo?i=2c533bc62c196912e0bcb8d50ae65ec8

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Most government help is going to the elderly

Center on Budget and Policy Priorities

By Allison Linn

The recession and drawn out recovery has prompted a lot of discussion about whether entitlement programs ranging from unemployment insurance to food stamps help people in need or keep people from helping themselves.

A recent analysis from the Center on Budget and Policy Priorities, which advocates for low-income families, offers some insight into that issue by showing who exactly is using these government benefits.

The answer: Mostly the 65-plus crowd, but also disabled people and working Americans.

Using the 2010 federal budget and U.S. Census data , the CBPP finds that 53 percent of all government entitlements are going to people who are over 65 years old.

Another 20 percent of the benefits went to disabled people, while 18 percent were going to people in a working household. The data was for the government?s 2010 fiscal year.

That means that 9 percent of entitlements went to people who were not elderly, disabled or living in a household in which someone had worked at least 1,000 hours in a year.

The analysis included Social Security, Medicare, Medicaid, unemployment insurance, SNAP (otherwise known as food stamps), Social Security Insurance, Temporary Assistance for Needy Families, the school lunch program, the Children?s Health Insurance Program, the Earned Income Tax Credit, and the refundable component of the Child Tax Credit.

Taken together, that accounts for $1.8 trillion of the approximately $2.1 trillion in benefit costs the government paid out in the 2010 fiscal year, according to the researchers. The report said most of the remaining money went to federal and veteran retirement benefits, which it excluded from its calculation.

In addition, the report included about $130 billion in state funding for benefits such as Medicaid.

The main analysis did not include programs for which Congress must set funding levels each year, including?low-income housing and energy assistance programs and WIC, which provides nutrition to low-income moms and young children. However, the authors said?when they did the analysis with those benefits it didn't?change the calculations substantially.

Of course, it makes sense that older Americans are getting a large chunk of benefits because that?s who Medicare and Social Security are aimed at.

Most of the 9 percent of payouts going to people who were not working, elderly or disabled were unemployment benefits, medical care payments, Social Security survivor benefits and payouts for people who opted to take Social Security between ages 62 to 64.

The report noted that there are likely others who would like to be getting government benefits but aren?t because there?s a limit to how much is given out for certain benefit programs.

Source: http://lifeinc.today.msnbc.msn.com/_news/2012/03/23/10814860-whos-using-government-benefits-mostly-the-elderly

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Saturday, March 24, 2012

Federer beats American Harrison at Key Biscayne

KEY BISCAYNE, Fla. (AP) ? On the verge of victory, Roger Federer stopped playing when he thought a pivotal point had ended.

He mistook a fan's shout for a linesman's call, which cost him the game. Play continued for another 25 minutes before Federer finally closed out his opening match at the Sony Ericsson Open by beating 19-year-old American Ryan Harrison 6-2, 7-6 (3).

"I'd like to make it a bit more difficult for my opponent," Federer said. "I was just completely confused about the whole situation."

Serena Williams, Maria Sharapova and Andy Roddick won in more straightforward fashion, but two-time champion Kim Clijsters was eliminated.

Federer led 5-2 in the second set and had a chance to finish in less than an hour until he lost two fluky points that extended the match.

Serving at 5-3, Federer blew an easy overhead to fall behind 15-30. One point later, facing break point for the only time in the match, Federer hit a forehand that landed on the baseline.

A fan hollered "Out!" and Federer stopped. By the time he realized the ball was still in play, Harrison had won the point ? and the game.

"It completely threw me off," Federer said. "It's the first time it has ever happened in my career. I was like, 'That's it? That's a break point? This is how this is going to happen?'"

Harrison took advantage of the break, although he said he felt bad about it.

"Obviously I want to win every point the right way, and not because something happened," the teenager said. "Unfortunately somebody interrupted play."

After Harrison held twice to force the tiebreaker, Federer hit a spectacular lunging lob to turn a scrambling exchange his way for a 4-2 lead. Four points later, he closed out his 40th victory in the past 42 matches.

"I felt like I had to win the match like three times at the end, so I was relieved to come through," he said.

Federer has a 77-match winning streak against players outside the top 20. Harrison is ranked 73rd but on the rise.

"He'll make his move up the rankings," Federer said. "He's a good athlete. I hope he stays healthy so he can show everyone what he's got."

The No. 3-seeded Federer's opponent in the third round will be another American, familiar foil Roddick. They've played 23 times and Roddick has won only twice, although he did beat Federer at Key Biscayne in 2008.

"There's no getting around the fact that he has been the biggest obstacle in my career," Roddick said. "His game matches up well against mine."

Roddick lost only five points on his first serve, never faced a break point and beat Gilles Muller 6-3, 6-2. Roddick is trying to improve a ranking that has dropped to 34th, the lowest he has been since 2001.

Williams started early and finished fast. Walking onto the stadium court at 11 a.m., Williams dominated with her serve, played consistently from the baseline and moved into the fourth round by beating Roberta Vinci 6-2, 6-1.

Williams was done shortly after noon.

"I'm not a morning person," she said. "I actually hate morning matches, but I always do my best at 11 o'clock matches."

Williams won most of the short points and a succession of long rallies as well. She hit 25 winners while committing 20 unforced errors.

Seeded 10th, Williams is making her return to tournament tennis after a two-month absence because of a left ankle injury. At No. 20, Vinci is the highest-ranked player Williams has beaten this year.

Williams is seeking her first tournament championship since August, and she's bidding for a record sixth title at Key Biscayne.

"I need trophies," she said. "I want to add more and to do more. There are records to break. So I'll do it. I've just got to believe it. I do believe it."

Sharapova, seeded second, beat American qualifier Sloane Stephens 6-4, 6-2. Clijsters, coming back from an ankle injury, lost to No. 23 Yanina Wickmayer 6-4, 7-6 (5).

No. 8 Mardy Fish was among 12 seeded men to advance. One lost: No. 15 Feliciano Lopez was beaten by fellow Spaniard Albert Ramos, 6-4, 7-6 (5).

Source: http://news.yahoo.com/federer-beats-american-harrison-key-biscayne-202848792--spt.html

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Chavez says stitches removed after cancer surgery

Venezuelan President Hugo Chavez says that he's had stitches removed as he recovers from cancer surgery and that he has been doing physical therapy.

Chavez says he underwent surgery in Cuba on Feb. 26 to have a tumor removed from the same spot in his pelvic region where another tumor was extracted eight months earlier.

The 57-year-old president has said he next plans to have radiation treatment in hopes of preventing a reappearance of cancer. He has not identified the type of cancer involved.

Chavez spoke about his stitches during a phone call to a televised demonstration of supporters Friday. He vowed to win re-election in October and urged his supporters to remain united.

Source: http://www.miamiherald.com/2012/03/23/2710505/chavez-says-stitches-removed-after.html

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Friday, March 23, 2012

The Objectives of Budgeting in Real Estate Investing - Stock Market

Investing is known to be stressful. This demands our time and money. It is actually not a excellent strategy to invest without possessing the stated strategy. Preparing plays an important part in every undertakings that we have like in the purchase of real estate Washington state. A profitable challenge will not be achievable without the help of mindful planning.

Under planning their lies budgeting. In accomplishing a project, what is the purpose of budgeting? Translating a plan into a quantitative terms named financial value is stated to be budgeting. Key plans are being established and after the formulation of these key plans, budgeting comes next. A budget is a formal statement where the quantitative terms are being restated. To shorten the meaning of budgeting, it is a program of action in a formal statement depicted in a quantitative terms. Providing you under are the aims of budgeting required in every real estate deals:

  • Relation of Coordination to Budgeting
  • Setting up your Plans
  • Controlling

Coordination and its Relation to Budgeting

With budgeting, each levels in an an organization were becoming coordinated and arranged simultaneously. They became aware of the prevalent objectives that the group made and their contribution in the achievement of the objectives. In the case of a real estate in Washington state offer in between the buyer and the agent, as buyers you coordinated your financial resources to your agent as to how much is your budget whereas on the part of the agent, he will find ways on how to allocate it and gain the greatest deal in real estate that suits your budget at an affordable rate, hence with budgeting you two are being coordinated to the achievement of your goal.

Setting up of Plans

In planning your financing, you developed a financial plan that consists of your profit, capital expenditures and budgeted balance sheet that can help you visualized your financing capacity in buying homes in Washington.

The Purpose of Controlling

Budgeting assists you handle the way you take hold of your financing. Periodic comparison of your financial status helps you figure out your actual budget figures to make certain that you still have enough resources to finance your future and planned investments in accordance with your plans. Variation in any figures regarding your financing are being examined to minimize if not to totally avoid it.

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Source: http://growthstockbroker.com/2012/03/21/the-objectives-of-budgeting-in-real-estate-investing/

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Thursday, March 22, 2012

Costa Rica Real Estate for Sale by Owner ? The Daily Downer

If you have considered buying real estate investment in Costa Rica, you will notice that you have many different options. There are some different ways you can attempt buying Costa Rica real estate. One of the best ways, for a number of reasons, is to buy C . r . real estate that is available by an owner. Anyone that is looking to buy real estate investment to turn a profit on it or anyone who is seeking a second home or vacation house can be helped by buying a property coming from a private owner. Certainly, there are negatives to purchasing real estate this way, however it is worth the time to check into for the positive sides. In the following text, we are going to go over some of the benefits associated with buying Costa Rica real estate property that is for sale by owner.

It appears that owners of a piece of property are always ready to do business with you and will often times lower their prices to coincide together with your spending budget. Of course, this isn?t always the case, but it is most of the time. This is especially so if that private owner that owns the piece of property you are interested in is selling more than merely that property. Not to mention, the prices of things in C . r . are a great deal more inexpensive versus the prices of things in the states.

Real Estate for Sale in Costa Rica

First and foremost, one of the benefits of purchasing a property in Costa Rica that is for sale by the private owner quite simply will probably get a better price. Real estate investment properties that are available through an agent will generally end up costing more income than properties which might be for sale by owner. If you are on the hunt for the best deal you can possibly get, it is advisable to start off by looking from the real estate that is fsbo.

Costa Rica estate investment requires the investors to look after the increasing numbers of people who are retiring to this country. Real estate industry caters to the requirements of tourists by offering holiday homes with either rent or for sale. Mostly Costa Rican investors with an interest in viable property may concentrate on the international market by advertising themselves via the tourism sector.

The 2nd main reason that you may want to check out real estate that is for sale by owner is that finito, no more need to use an agent. Using an agent is not necessarily a bad thing, however it will cost you. When you purchase a property from a holder, there is no need to pay a realtor a commission simply because you do not need one. Therefore, if you don?t want to pay a broker in Costa Rica a commission, then you certainly should take a closer look at buying real estate property from an actual owner.

For more information about Real Estate for Sale in Costa Rica visit our website.

Source: http://www.thedailydowner.com/costa-rica-real-estate-for-sale-by-owner/

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Jeet Chowhan Launches Personal Fitness Training Website for ...

Mumbai, India (prHWY.com) March 20, 2012 - Jeet Chowhan recently launched his personal fitness training website - www.jeetchowhan.com to reach fitness enthusiasts. He is a fitness trainer and specialist in exercise therapy. Based in Mumbai, India, he is certified as an instructor in fitness, nutrition, and strengthening of lower back muscles. He earned these certifications from the International Sports Science Association (ISSA), a highly reputed organization based in California, USA.

Jeet Chowhan offers exercise therapy, gait and posture analysis and correction, advice on supplements, chronic pain management and much more. Jeet Chowhan also creates special exercise regimens for special cases such as pregnant women, diabetics, and people who suffer from sports injuries.

Certifications:
* ISSA Certified Fitness Trainer
* ISSA Specialist in Fitness Nutrition
* ISSA Specialist in Exercise Therapy
* ISSA Certified : Developing a Strong and Flexible Lower Back

"I have been exercising and keeping fit for many years now. However, over a period of time, I developed a pain in my knee that affected my work out mainly during aerobic activities" said Hiten Tejwani, a 37 year old TV professional. "I consulted Jeet Chowhan, who recommended changes and a supplement to help me overcome this pain. Within a month, the pain vanished completely, and I am back to carrying out my normal activities. I encourage both acquaintances and good friends to consult him in matters of health and fitness."

Hemant M Mishrra, Brand Consultant Neeti Brand Solutions suffered from lower back pain for many years. "I tried many different streams of medicine - allopathic, ayurvedic, and homeopathic to name a few. Nothing made a real difference. I met Jeet and he prescribed specific exercises and a diet plan. His knowledge of fitness and nutrition is scientific and his advice is practical" said Hemant Mishrra. "I followed his advice and can see major improvement in my health. I would advise you to consult Jeet for long term fitness benefits."

Services:
* Consultation on the use of supplements and vitamins
* Fitness and health improvement for senior citizens
* Exercise therapy
* Fitness training
* Nutrition management

For more information:
Please call +91 982-000-1393 for information regarding Jeet Chowhan's services or email him at jeet_chowhan@hotmail.com

Connect through Facebook:
For daily fitness updates and health information connect to Jeet Chowhan on Facebook
http://www.facebook.com/Jeet.Chowhan

www.jeetchowhan.com

###

Press Release Contact
304, Ankita, Jankidevi School Road,
SVP Nagar, Andheri West,
Mumbai, India 400053
+91 982-000-1393

Source: http://www.prhwy.com/news/39379-jeet-chowhan-launches-personal-fitness-training-website-for-fitness-enthusiasts.html

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Wednesday, March 21, 2012

Tim Tebow: Still Starting for Jockey!


Tim Tebow is out as the starting quarterback in Denver, as the Broncos are on the verge of inking Peyton Manning to a contract.

The former Heisman Trophy winner may soon be sent to Jacksonville, but Jockey wants Tebow to know he'll always have a job as a model, even if he fails as a successful signal caller.

Tim Tebow Jockey Ad

Despite the uncertain status of its most famous client, the clothing company has issued the following statement:

"Jockey brought Tim Tebow on as a spokesperson before he took his first professional snap and even before he finalized his contract with an NFL team. Jockey supports him 100% and we look forward to continuing our great relationship with Tim."

What do you think the Broncos should do?

Source: http://www.thehollywoodgossip.com/2012/03/tim-tebow-still-starting-for-jockey/

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Tuesday, March 20, 2012

Urban Design Group named Quincy Tiller III as Director of Building ...

Dallas, TX (PRWEB) December 15, 2011

Partners Urban Design Group (UDG), a multidisciplinary architectural firm, is pleased to announce that Quincy Tiller III was at its new location for the construction information modeling (BIM)-Director of the Atlanta studio. Since BIM Director, establish standards and Tiller continue to explore and pursue all Revit BIM and advances in software and hardware. He will bring his knowledge to the forefront of these new tools and help each project team with the creation and management of Revit and / or BIM. It will also act as employees UDG trainers constantly.


Tiller

his Bachelor of Architecture at Southern Polytechnic State University in 2002 won. He joined the Urban Design Group in 2006 and has since returned to the company in 2009 and brings nine years experience in project design retail, office and mixed use. He has been involved in many aspects of the design process, including design development, master planning, site planning, construction documents and construction administration.


Software skills include AutoCAD

Tiller, Architectural Desktop, Photoshop and Microsoft Project. It is also a master in Revit Architecture 2009 and Revit MEP, and Revit MEP training in business architecture and engineering. Outside the studio, tiller is active with the First Baptist Church of Woodstock.

UDG is a leader in technology to improve the design and production capacity, said Donald C. Buenger, AIA, LEED AP, principal at the UDG studios in Atlanta. Our creation of the new Director for Atlanta demonstrates our commitment to BIM this exciting new technology. Quincy has his extreme dedication and energy of this technology across the enterprise allows us to demonstrate to promote conduct in our profession at the highest level. We are proud to call him on this important new position.


UDG

on the use of BIM:

Urban Design Group is a pioneer in the use of BIM technology, including quantification of costs through the design and construction of logistics life cycle management. UDG expertise with BIM is in the country, none.

UDG team uses some of the latest technological tools for the design and implementation of projects that are energy efficient both in cost and economic activities, and integrated into the construction process. The use of Virtual Design and Construction Tools at the University of Southern California School of Cinematic Arts Project has resulted in:

Construction of a cost savings of 8% of the first phase in the second phase,
Significant time savings in the construction process and
Delivery of a group of five buildings, which represents about 20% better than the Energy Code, California will minimum levels.

About the Urban Design Group:

Urban Design Group provides architecture, interior design and master planning of its global clientele from studios in Atlanta and Dallas, TX. As the market leader in the application and development of Building Information Modeling (BIM), the UDG staff to work on a wide range of projects in hospitality, resort, from game design, and Native design projects for American companies, academic institutions and urban mixed-use developments.

36 year history of the group of urban design firm has completed over $ 6 billion in projects worldwide. The company has more than 80 design excellence awards and honors, 15 design competition was excellent and has been in hundreds of magazine articles, newspaper articles and books marked design. For more information, please visit http://www.urbandesigngroup.com.

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Source: http://atlantabookkeeping.org/38-urban-design-group-named-quincy-tiller-iii-as-director-of-building-information-modeling.html

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